Why Affluent Families Need a CIO and Investment Committee
Investment governance is becoming the new gold standard for serious wealth.The first question…
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Guidance Throughout Your Financial Journey
We help families, businesses, and multi-generational private wealth clients live abundantly and productively, now and for generations to come.
SCHEDULE A CONSULTATIONFINDING YOUR PATH
Who We Serve
Wherever you are in your financial journey, we help you move toward a more productive and abundant life.
Families
I want to help my family thrive today and prepare for tomorrow.
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Investors
I want to build and grow my wealth.
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Business
I want to help my business thrive and plan for succession.
Secure Your Business Future →
Complex
Private Wealth
I have significant multi-generational wealth that requires customized service.
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BUILDING YOUR PLAN
What We Do
You set the goal. We’ll build the path to help you get there.
We provide tailored solutions and services to help you navigate this journey.
Financial Planning
Build a clear path to achieve your goals with strategies tailored to your life.
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Business Ownership
Integrate your business and personal goals with strategies for growth and succession.
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Retirement Planning
Design a confident transition with income and purpose for every stage ahead.
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Private Wealth Services
Navigate complex portfolios, family dynamics, and multi-generational planning with care.
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Estate Planning
Create a plan that protects what you’ve built and supports the ones who matter most.
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Insurance & Risk Management
Safeguard your wealth and well-being with protection that fits your plan.
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Investment Management
Align your portfolio with your goals through disciplined, long-term guidance.
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Education Savings
Prepare confidently for future education costs with structured savings strategies.
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Guidance for Life Events
Plan ahead for major transitions and moments that shape your financial life.
Meet Your Experts →Our Commitment to You
THE
WAY
For over 75 years, we’ve done more than manage wealth — we’ve guided lives.
As a long-time fiduciary, we act solely in your best interest. The HORAN Way reflects the daily habits that ensure you receive meticulous attention, proactive guidance, and an exceptional experience, each rooted in our 27 fundamentals of service and integrity.
Discover our client-first principles
The People Behind Your Plan
A team of specialized experts who guide you each step of the way.
“Serving clients means ensuring their financial lives are managed with complete reliability. We honor commitments to best execution and portfolio precision, and we strictly do the right thing.”
Akbar Tiwana
Portfolio Trading Manager
“I love helping families navigate complexity, solve challenges together, and build a shared vision for the future.”
Andrea D. Costa, Esq.
Vice President, Wealth Strategy & Financial Planning
“Serving HORAN Wealth clients means more than designing insurance plans; it’s about being a trusted advocate and strategic advisor.”
Gregory L. Hoernschemeyer, CLU®
Vice President, Sr.
“At HORAN Wealth, serving clients means more than managing money–it’s about building trusted relationships and guiding each person with advice rooted in their values.”
Kathy Laverde, CLU®, APMA™
Wealth Advisor
“I absolutely love the trust we earn through the expertise and support of our team, guiding leaders to make well-informed strategic decisions.”
Michael D. Napier, CFP®
Managing Partner, Wealth Advisor
“I love being an advisor because it allows me to build meaningful relationships and walk alongside my clients through some of life’s most important financial decisions.”
Michael L. Hermes, CFA®, CFP®, CPWA®, CEPA®, NSSA®
Market President, Pittsburgh
“The most rewarding part of my job is building meaningful relationships with families. I have the privilege of helping individuals navigate the transition into retirement and guiding them through the challenges that come with it.”
Richard Bascom, MBA, NSSA®
Associate Wealth Advisor II
“I’m passionate about working alongside companies to manage risk thoughtfully while helping employees take meaningful steps toward long‑term retirement confidence.”
Stephanie Day
Vice President, Business Development, Retirement Plan Consulting
Legendary Service. Giving Back.
Consistently recognized as one of the top Money Management Firms.
Since 1948, protecting over four generations of businesses, investors, and families.
Known for a culture that values people, builds trust, and helps clients thrive.
Recognized for the highest per capita community giving.
"The end goal is always a productive and abundant life for our clients.
It’s the why behind everything we do."
Terry Horan
President & Chief Executive Officer, Registered Principal
Start Building Your Abundant Life Now
Talk To An AdvisorBe Curious. Embrace Growth.
Expand your financial knowledge with the latest insights on investing, private wealth, retirement, insurance, and business.
Markets in a Minute - Faulty Numbers
Week Ending May 15th; Markets waver near the end of the week as inflation recaptures investor focus.
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Your Retirement Plan Is Probably Fine. Probably.
April 2026 | HORAN Wealth Retirement Plan Consulting TeamYour Retirement Plan Is…
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A Relationship Worth Getting Right
This isn’t a transaction — it’s the start of one of the most important relationships in your financial life. That’s why we begin with a conversation to explore if this is the right fit for you.
Five Moves Today That Can Change Your Future
Discover the practical tips you can take today for the future—building clarity, confidence, and peace of mind for your family.