Why Affluent Families Need a CIO and Investment Committee
Investment governance is becoming the new gold standard for serious wealth.The first question…
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Guidance for Significant, Multi-Generational Wealth
You need the highest level of support to navigate complex portfolios, philanthropy, and legacy planning. We provide integrated strategies and a dedicated team that aligns purpose and prosperity—preparing your heirs and what matters most.
Discover Our Private Wealth ApproachStewardship for Your Private Wealth
Navigate the Complexities of Significant Wealth
Cultivate Your Lasting Legacy
We help ensure your wealth continues to serve your purpose and loved ones across generations.
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Tailored Wealth Architecture
Customized strategies designed around your unique goals, values, and family priorities.
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Multi-Generational Legacy Planning
Protect and transfer wealth with clarity, preparing the next generation for a more abundant and productive life.
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Integrated Expert Collaboration
Access coordinated expertise across investments, insurance, tax, estate, and philanthropy, working seamlessly with all your advisors for optimal results.
Comprehensive Services for Complex Wealth
Strategies Designed for Your Distinct Financial Landscape
Significant wealth brings greater opportunity and complexity. From portfolio design to multi-generational planning, we integrate growth, preservation, and purpose—helping you cultivate prosperity that lasts for generations.
Prosperous Families
Integrated personal and family advisory to create greater connection, unity, and legacy.
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Family Governance
Strengthen family bonds and build clarity around shared values and vision.
- Hold purposeful family meetings that foster trust and communication.
- Provide next-generation education that prepares heirs for stewardship.
- Create governance structures that support unity and continuity.
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Estate Planning Strategies
Safeguard your family’s financial future while honoring its story.
- Preserve assets with tailored estate and liquidity strategies.
- Balance financial planning with the values that guide your family.
- Align long-term decisions with both security and shared purpose.
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Philanthropic Planning
Turn giving into a shared family tradition that endures for generations.
- Establish family foundations or donor-advised funds for greater impact.
- Inspire unity through shared business goals and meaningful projects.
- Reinforce your legacy by linking wealth to enduring values.
Strategic Business Leaders
Build a bigger future for your business and family legacy.
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Business Succession Planning
Protect what you’ve built while preparing the next generation for success.
- Structure ownership transitions that keep your company strong.
- Preserve family unity with plans that align business and personal goals.
- Guide your legacy with stewardship that endures across generations.
- Communicate clearly and from the heart when the next generation of leadership does not come from within the family.
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C-Suite & Corporate Leaders
Tailored strategies for executives managing complex compensation, equity, and legacy goals.
- Coordinate corporate benefits, stock options, and deferred compensation within a cohesive wealth plan.
- Prepare for liquidity events and retirement transitions with clarity and confidence.
- Align personal, family, and professional priorities through disciplined stewardship and integrated planning.
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Business Liquidity Planning
Navigate growth, liquidity, and succession with confidence.
- Estimate business valuation to avoid leaving value on the table.
- Ensure liquidity for major life and business events, protecting family and business for generations.
- Coordinate strategies that balance tax, corporate, and personal priorities.
Astute Investors
Time to take your wealth to the next level.
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Transform Wealth into Impact
Turn financial success into a force for family and community.
- Align charitable giving with your legacy and personal values.
- Support investments that matter most to you with guided strategies.
- Strengthen family connection through purposeful stewardship.
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Private Investment Opportunities
Pursue unique opportunities that align with your vision for an abundant life.
- Access unique and private investments curated for your goals.
- Build a strategic growth roadmap tailored to your aspirations.
- Balance opportunity with stewardship to support your long-term legacy.
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Tailored/Customized Portfolio Strategies
Not your plain model vanilla portfolio.
- Tax-efficient investing or bucketing. Manage assets with a disciplined, holistic approach to growth.
- Protect your wealth with risk strategies customized to your goals.
- Ensure liquidity for major milestones and wealth transfers.
Your Private Wealth Journey
Our Partnership in Purpose
A Partnership Built on Trust and a Shared Vision for Your Future
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STEP 1 Comprehensive Financial Discovery
We gain a deep understanding of your entire financial picture, personal aspirations, and the legacy you envision.
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STEP 2 Tailored Wealth Architecture
Design an integrated wealth transfer plan that optimizes growth, minimizes tax burdens, and secures your multi-generational legacy.
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STEP 3 Expert Coordination
Execute your plan with precision across our experts, external teams, and your existing advisors.
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STEP 4 Proactive Guidance
Ongoing monitoring, strategic adjustments, and proactive advice to navigate evolving opportunities and challenges—providing continuous guidance throughout your journey.
Meet Your Private Wealth Team
A team of specialized experts who guide you each step of the way.
“I love my job as a relationship manager because it allows me to turn connections into trust, conversations into solutions, and everyday interactions into lasting partnerships.”
Amy Rice
Relationship Manager, Sr.
“I love helping families navigate complexity, solve challenges together, and build a shared vision for the future.”
Andrea D. Costa, Esq.
Vice President, Wealth Strategy & Financial Planning
“I take pride in building relationships that go beyond the transactional. At HORAN, we serve with heart, empathy, and deep respect for each client’s journey.”
Christy Stine
Relationship Manager, Sr.
“I love creating tailored financial plans for clients, as it supports their goals and provides clarity for their future. It’s fulfilling to see clients gain confidence through a well-structured financial roadmap.”
Keith E. Prince, CFP®
Director of Financial Planning
“Serving clients effectively is crucial because it builds trust, strengthens relationships, and drives long-term success.”
Lisa Marek, FLMI, FFSI
Client Services Manager
“I absolutely love the trust we earn through the expertise and support of our team, guiding leaders to make well-informed strategic decisions.”
Michael D. Napier, CFP®
Managing Partner, Wealth Advisor
“The end goal is always a productive and abundant life for our clients. It’s the why behind everything we do.”
Terence L. Horan, CLU®, ChFC®, CAP®
President & Chief Executive Officer
Stay Informed. Stay Ahead.
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Partner with HORAN Wealth to protect, grow, and guide your wealth for generations to come.
From Estate Plan to Legacy Plan: Building Family Trust, Purpose, and Prosperity
An estate plan protects assets — but a true legacy plan preserves your values, strengthens family unity, and empowers future generations. Learn how to align wealth with purpose and turn planning into stewardship that endures for decades.